After an accident, you might contact an insurer expecting them to help you. However, as thousands of people have discovered, insurance companies are far more interested in lining their pockets than in helping injured victims.
Florida’s gigantic insurance companies are not in the charity business. Instead, they grow their bank accounts by denying as many claims as possible and trying to pay out as little as they can get away with.
Read on for more information about the most common dirty tricks and how your lawyer can help you get the compensation you deserve.
Dirty Trick #1: The Insurance Adjuster Acts as Your Friend
Let’s get one thing clear—insurance adjusters work for insurance companies. They do not work for you, the injured victim. Every adjuster is loyal to their boss, and they all receive the same marching orders—get this claimant to accept as little money as possible.
To butter you up, many adjusters claim to be your friend. They will listen compassionately as you complain about your injuries. They will express concern for you and your family. And they will still give you a lowball initial settlement offer.
The best thing you can do is hire a personal injury attorney as soon as possible. Only your lawyer works for you!
Dirty Trick #2: The Adjuster Says You Don’t Need a Lawyer
Don’t be surprised if the adjuster claims in an off-hand manner that you are better off without a lawyer. They might even tell you that lawyers are too expensive and that you can take more home if you handle the claim yourself.
Don’t believe them! The truth is that an attorney is much more experienced at negotiating a settlement and can increase the amount of compensation you receive. Also, car accident lawyers do not charge any fees upfront and only get paid if you win.
Dirty Trick #3: The Adjuster Will Delay Paying a Claim
If you are badly injured, you probably cannot work. As a result, you might be stressed because you have little or no income coming in. Insurance companies know this. Many believe if they just wait, they can pressure you into accepting a small settlement out of desperation. However, it is usually in your best interest to wait them out. Put the pressure back on them!
Dirty Trick #4: They Ask for a Recorded Statement about What Happened
Did you ever watch Law & Order episodes and hear the cops tell a suspect, “Anything you say can be used against you in a court of law”? Well, the same principle applies in civil lawsuits involving car accidents. An insurance adjuster can use any statement you make against you to claim you are responsible for the accident.
Be especially careful of talking to an adjuster when you are in pain or still recovering from the accident. It is very easy to make a misstatement or to even claim partial responsibility for the crash when you did not, in fact, do anything wrong.
Speak with Us Today
A personal injury lawyer is your shield, standing between you and insurance adjusters. Your attorney can handle all the communications with the adjuster and vigorously negotiate a favorable settlement that covers all of your losses.
To speak with a lawyer at Dolan Dobrinsky Rosenblum, please contact us today at 305-371-2692. We offer a completely free, no-obligation initial consultation.