Florida has the second-highest rate of uninsured drivers in the United States, with nearly one in four drivers not having insurance. Of equal concern is the fact that Florida does not require drivers to carry bodily injury liability insurance. This means that even if you are involved in an accident with an insured driver, his or her insurance may only cover damage to your vehicle — not to your person.

At Dolan Dobrinsky Rosenblum, LLP in Miami, our lawyers are here to advise you about your legal options if your are involved in an accident with an uninsured or underinsured driver. If you have suffered a serious injury, we will aggressively seek compensation from all available sources, including your own uninsured motorist (UM) and underinsured motorist (UIM) coverage. Our lawyers have recovered hundreds of millions of dollars of compensation for our clients throughout South and Central Florida.

What Is Uninsured Motorist And Underinsured Motorist Coverage?

Uninsured motorist (UM) and underinsured motorist (UIM) coverage is insurance you buy to protect you from drivers who do not have insurance or do not have enough insurance to pay for your damages. While you are not required to buy UM/UIM coverage, it only makes sense for a Florida resident to have this coverage.

If you are injured in an accident, you have $10,000 in coverage from your personal injury protection (PIP). However, if you suffered a serious or permanent injury, $10,000 will not go far in covering your damages.

Our lawyers will evaluate all sources of insurance available and seek the maximum recovery for medical bills, lost wages, loss of consortium and family contributions, lost quality of life, and the pain and suffering that you and your family endure after an accident.

For More Information About UM/UIM Coverage

Our attorneys are known throughout Florida for our tough advocacy and professional approach. Call 786-401-4708 or 800-610-9491 to arrange a free consultation. We can come to your hospital or home if you are too injured to travel.